October 8, 2025
When Should You Get Your First Credit Card? Age and Timing Tips
Getting your first credit card is a significant milestone in anyone’s financial journey. It’s not just a plastic card—it’s a tool that can open doors to financial freedom, build your credit history, and help you manage everyday expenses. But one common question that arises is, “When is the right time to get a credit card?” There’s no universal answer. The right time to apply for your first credit card depends on various personal factors such as your income, spending habits, financial discipline, and understanding of how credit works. Getting it too early without proper preparation can lead to financial mistakes,