Articles for category: Finance

October 10, 2025

Yuvika Singh

How Can a Layer 3 Token Improve Blockchain Scalability?

Blockchain has grown rapidly over the past decade, offering solutions for finance, supply chain, healthcare, and even governance. Yet, as adoption increases, one major challenge keeps showing up: scalability. Many users complain about slow transaction speeds, high fees, or network congestion. That’s where the concept of a Layer 3 token comes into the picture. This article explains how a Layer 3 token can help improve blockchain scalability in simple terms, so even if you’re not a tech expert, you can understand its role. Understanding Blockchain Layers Before we dive into Layer 3, let’s quickly recall the basics: Layer 1 (Base

October 8, 2025

Yuvika Singh

How to Make the Most of Your Salary Account Benefits?

A salary account is more than just a place where your monthly earnings are deposited. When used wisely, it can become a powerful tool for managing your finances and achieving your short- and long-term goals. From easier access to funds to added perks and exclusive services, a salary account often comes with a range of benefits—many of which go unnoticed or underutilized. If you’re looking to better manage your money or simply make smarter financial decisions, it all begins with knowing how to unlock the full value of your salary account. Whether you’re just starting your career or have been

October 8, 2025

Yuvika Singh

When Should You Get Your First Credit Card? Age and Timing Tips

Getting your first credit card is a significant milestone in anyone’s financial journey. It’s not just a plastic card—it’s a tool that can open doors to financial freedom, build your credit history, and help you manage everyday expenses. But one common question that arises is, “When is the right time to get a credit card?” There’s no universal answer. The right time to apply for your first credit card depends on various personal factors such as your income, spending habits, financial discipline, and understanding of how credit works. Getting it too early without proper preparation can lead to financial mistakes,

October 6, 2025

Yuvika Singh

10 Key Mistakes to Avoid When Watching the Value of Bitcoins?

Keeping an eye on Bitcoin’s value has become something many people do, whether out of curiosity or genuine interest in the world of virtual assets. With headlines often highlighting dramatic rises or sudden drops, it’s easy to get caught up in the excitement or panic. But understanding what to look out for, and more importantly, what not to do, is key if you want to stay informed without being misled. This article breaks down some of the most common mistakes people make while tracking Bitcoin and other digital assets like XRP, and how you can avoid falling into those traps.

October 6, 2025

Yuvika Singh

How to Choose the Best Bank in the UAE for Business Accounts?

Starting a business in the United Arab Emirates is exciting but choosing where to open your company’s account can feel overwhelming. With many financial institutions offering different packages and services, finding the best bank in the UAE for your business account is an important step toward smooth operations. This guide breaks down the factors you should consider so you can make an informed decision without getting lost in technical details. Understand Your Business Needs Before you even look at a list of banks in Dubai, think about the specific requirements of your company. Are you a small start-up that needs

October 6, 2025

Yuvika Singh

Your Pathway to a Smart Financial Option

You may be looking for a financial choice that blends protection with growth. Sometimes, it can be unclear to find something that offers both in one place. A good option that provides this balance is ULIP. It combines features that let you build a financial cushion while also giving room for investment growth. By exploring it, you can see how it fits with your goals in a simple yet effective way. What You Should Know A ULIP combines two aspects: insurance and investment. Part of your payment goes towards life cover, and the rest is invested in different market-linked funds.

October 6, 2025

Yuvika Singh

Ether in USD vs Bitcoin USD: Key Differences

When people discuss cryptocurrencies, the first two names that typically come to mind are Bitcoin and Ethereum. Both are leaders in the digital currency space, but many newcomers often wonder about the difference between their values, especially when compared against the US Dollar. That’s where the pairs Ether in USD and Bitcoin USD come into the picture. This article breaks down the basics and explains the key differences in a clear and easy-to-understand manner. Understanding Bitcoin USD Bitcoin was the very first cryptocurrency, introduced in 2009. When people talk about Bitcoin USD, they are simply referring to how much one

October 4, 2025

Yuvika Singh

How to Choose the Right Mutual Fund Small Cap for Your Portfolio

Investing in Mutual Funds in India has become one of the most effective ways for individuals to build wealth and achieve long-term financial goals. Among the different categories available, Mutual Fund small cap schemes have recently gained popularity for their potential to deliver high returns. These funds primarily invest in companies with smaller market capitalisations, which are often considered hidden gems in the market. However, choosing the right small cap fund for your portfolio requires careful evaluation. While the growth potential is attractive, the risks can also be higher compared to large-cap or even mid-cap funds. In this blog, we

October 4, 2025

Yuvika Singh

How to Start Investing in International Mutual Funds from India

In today’s globalised economy, investors are no longer confined to their home country’s financial markets. With increasing awareness and accessibility, more Indian investors are now exploring opportunities beyond domestic borders. One such avenue gaining popularity is investing in an international Mutual Fund. These funds provide exposure to foreign markets, allowing investors to diversify their portfolios and capitalise on global growth opportunities. In this blog, we’ll guide you through the process of starting to invest in overseas Mutual Funds from India, explain the benefits, and help you understand the important considerations involved. What Is an International Mutual Fund? An international Mutual

October 3, 2025

Yuvika Singh

Mobile Banking Explained: A Beginner’s Guide

In today’s fast-paced world, convenience is everything, and that includes how we manage our money. Gone are the days when you had to stand in long queues at the bank just to deposit a cheque or transfer funds. Now, with just a few taps on your phone, you can take care of almost all your financial needs. This is where mobile banking comes in. If you’re new to it, this guide will break it down in a way that’s easy to understand, without the technical jargon. What Is Mobile Banking? Simply put, mobile banking is a way to access and

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