Articles for category: Finance

August 2, 2025

Yuvika Singh

How to Make the Most of Your Salary Account Benefits?

A salary account is more than just a place where your monthly earnings are deposited. When used wisely, it can become a powerful tool for managing your finances and achieving your short- and long-term goals. From easier access to funds to added perks and exclusive services, a salary account often comes with a range of benefits—many of which go unnoticed or underutilized. If you’re looking to better manage your money or simply make smarter financial decisions, it all begins with knowing how to unlock the full value of your salary account. Whether you’re just starting your career or have been

August 2, 2025

Yuvika Singh

When Should You Get Your First Credit Card? Age and Timing Tips

Getting your first credit card is a significant milestone in anyone’s financial journey. It’s not just a plastic card—it’s a tool that can open doors to financial freedom, build your credit history, and help you manage everyday expenses. But one common question that arises is, “When is the right time to get a credit card?” There’s no universal answer. The right time to apply for your first credit card depends on various personal factors such as your income, spending habits, financial discipline, and understanding of how credit works. Getting it too early without proper preparation can lead to financial mistakes,

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